Frequently Asked Questions

Everything you need to know about making a claim with FixMyBump.

đź’° Costs & Insurance

No. With FixMyBump you don’t pay an excess. We recover costs directly from the at-fault driver’s insurer.

No. Because the accident wasn’t your fault, your no claims discount is protected.

đźš— Vehicles & Recovery

Yes. You’ll get a like-for-like replacement vehicle quickly, so you’re never left without transport.

Absolutely. Our recovery service operates 24/7 across Scotland and the UK, so help is always at hand.

ℹ️ General Questions

It varies, but most claims are settled within weeks. We’ll keep you updated every step of the way.

We can still help. Claims are handled via the Motor Insurers’ Bureau (MIB) to make sure you’re not left out of pocket.